From buying very first house to refinancing an existing mortgage; or using our Car Buying solution for you to get credit cards with competitive prices and zero charges, we’ve got the loans and credit lines you will need.

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Home Loans

L k for a loan provider you can rely on. At DOCFCU, our experienced lenders is going to be you to ch se the mortgage option that fits your needs and budget with you every step of the way, helping.

• Fixed and adjustable price choices available
• Loan amounts from $75,000 – to $1,500,000
• Readily available for main residences or second domiciles (no investment properties)
• Loans as much as 97% loan-to-value*
• First and mortgage that is second loans as much as 90per cent loan-to-value
• Manage your loan on the web, including making payments
• Readily available for houses in most 50 states

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• Obtain a personalized, no responsibility price estimate
• Get pre-qualified for the next home loan
• Explore the resource open to help you produce choices that are smart

Convenient On The Web Mortgage Access

You will see your home loan declaration, review your repayment history, l k at your escrow balances, and even make a primary online repayment from your account.

Have Mortgage Concerns?

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Residence Equity Loan and personal credit line – Zero Closing expenses*

A property equity credit line from DOCFCU could be a way that is smart fund many different requirements, including a house renovation or repairs, education costs, the journey of an eternity, and even just to combine financial obligation. Our experienced loan providers are prepared to assistance with tailored personal credit line simply for you.

A property equity loan, or trust that is“second, is yet another option that substitutes a hard and fast price for the adjustable price of a property equity personal credit line.

*No closing costs for an initial advance of $10,000 or even more. Borrow as much as 90% of one’s home’s value (minus your mortgage that is first balance as much as $250,000 should be qualified for DOCFCU account. Other restrictions may use, e mail us for details.

Residence Equity Credit Line

• A decreased adjustable interest price of Prime+0*
• No closing costs for an advance that is initial of10,000 or even more
• Tax-deductible interest repayments (check with your income tax consultant for details)
• The capacity to borrow as much as 90per cent of the home’s value (minus your first home loan stability) as much as $250,000

Residence Equity Loan (2nd Trust)

• A decreased fixed price
• Tax-deductible interest repayments (check with your income tax consultant for details)
• The capability to borrow as much as 90per cent of the home’s value (minus your mortgage that is first balance as much as $100,000

Prices

Have actually questions? We’re right here to greatly help. Please call to speak with one of our loan experts today.

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Automobile Financing

A car loan from DOCFCU makes it possible to drive a difficult discount. Whether you’re thinking about purchasing a brand new or utilized vehicle, or refinance your existing automobile loan to save lots of money, our low rates and value-added solutions will make a big difference.

• As much as 105per cent on brand new and used financing
• Fast approvals ( Within twenty four hours or less)
• Rate matching open to members that are qualified
• Union benefits discounts (can’t be along with match price)
• Free Autocheck for utilized cars with application for the loan

DOCFCU Vehicle Buying Service, Run On TrueCar в„ў

We are going to additionally provide offer a part .25% off the price when they use real automobile and supply us using the certification of purchase.

Prices

Automobile Loan Calculators

Make use of our calculators to assist you calculate your monthly obligations.

Extra Solutions

There’s more to an intelligent deal than the usual price that is g d. That’s why we provide an assortment of extra programs and t ls to assist you both purchase sensibly and protect your investment.

Extra Solutions

GAP Insurance to guard Your Loan

Fully guaranteed resource Protection (GAP) insurance coverage assists relieve your economic burden by spending the difference that is potentially high-cost your insurance coverage settlement as well as your loan stability on things straight associated with the purchase of the car.

A loan officer to learn more, please contact .

Features

• 90-day free l k – you’ll cancel your security within ninety days of one’s enrollment date and get a complete reimbursement with no termination cost.
• Skipped payments – security includes skip-a-payment or delinquent-payment features for the lifetime of the agreement that is financial.
• Available on loans – safeguards used and new vehicles.
• Main automobile insurance that is deductible as much as $1,000 of the car tax deductible.*

Extended Car Service

Safeguard your self from unanticipated, high-cost repairs, not forgetting, b st the resale value, if you opt to offer your car or truck.

Many major automobile repairs happen following the factory guarantee duration concludes. Without a Vehicle Service Agreement (VSA) — you may possibly end up spending money on unanticipated and costly repairs. As a total outcome, extended protection for car repairs is now a prerequisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer an even more affordable way of protection for the brand new or qualified pre-owned car.

Consult with your loan officer regarding your options and find out how you can cut back to 50per cent off dealer prices. You may be eligible for coverage even although you don’t now have a car loan with Department of Commerce Federal Credit Union.